Payday, Installment &

Guarantor Loan Claims 

We are probably one of the most experienced Loan Claim Specialists in the UK. We are 100% dedicated to Loan refunds. We do nothing else but tackle lenders to try and get a refund for our customers.

We will aim to get back:

All Interest Paid 

All charges and Fees

PLUS 8% Interest per Year

 Redbridge Finance has many years of experience in Claims Management and Payday Loans. We offer very competitive pricing, great customer service with quick responses.
Start your claim


Genuine No Win No Fee

We offer a genuine No Win No Fee service. If you don’t win, you don’t pay us anything. Our fee when we win is simply 25% plus vat of the amount the lender offers. You can cancel right up to the point of an offer being made - no questions asked.

The Process 

The application is simple, we just need a few personal details and the names of the lenders who you had the loans with and away we go. We move as quickly as possible to get the claim started. Follow this link to see how it works

The Lenders We Cannot Help 

There are some lenders we cannot help with. They are Wonga, Wage Day Advance, Cash Genie, Sunny, CFO Lending, Pounds Till Payday, Mr Lender

 Can I Claim Directly to the Lender?

Yes, you can make a claim directly to the lender.

You do not need to use a Claims Management Company, but we are here if you want to use one.

 Loan Claims

As a Claims Management Company we are obviously very biased about people making a Loan Claim. 

 

We do get asked quite often if making a claim is fair to the lender and after all the applicant knew what they were doing when they applied. This is, on the face of it, a really fair comment and it is true. No one was forced to take out a payday loan, they normally searched for a lender and completed a lengthy application form in order to get the money. But where is argument runs out of steam is when you consider how easy it is to get stuck in a repetitive cycle of borrowing. 

 

Even though lenders were, and are still to an extent, charging massive interest rates, sometimes up to 30% per month, the lenders needed to be charging that much, and also they needed to get the borrower to roll the loan over each month. They could not make money if someone borrowed for a month and repaid, they needed a couple of months of 30% interest to make the figures work and stay in business.


This was not the lenders being deliberately greedy or underhand, it is just that the cost of getting new customers, the cost of processing the loan, the cost of collecting the payments and of course the cost of the defaults. 

 

So, if a payday lender needed a borrower to roll over (extend) the loan in order to make money, then they would have, typically, encouraged the borrower to not repay the loan, just pay the interest. This is where the lender was wrong and it is right that consumers make payday loan claims.

 

Not all lenders were treating borrowers badly. Some lenders had lower interest rates and some did not allow borrowers to roll over and these companies should not be punished. 

 

As a company, Redbridge Finance will only make refund claims against certain lenders. For the lenders, we will make a claim against we only will submit a claim once we have fully reviewed the borrowing record of the lender and convinced ourselves that there is a case to be answered. 

 

Sometimes customers get cross with us when we will not put a claim forward to a lender, but we have a duty of care to ensure that we have properly reviewed the case before we make a payday loan refund claim.